Cygma.cloud
All-Encompassing Suite of Billing Tools
Faster payments, higher profits.
Cygma® is EPI’s proprietary front-end authorization and back-end clearing platform — process credit and debit across every major network, on a processor EPI owns and runs in-house.
- Same-day funding
- Automatic interchange optimization
- All major networks
plus STAR, Pulse, NYCE, Accel & EBT — all major credit & debit networks.
I’m a merchant
Run your whole billing operation on one platform — virtual terminal, mobile POS, invoicing, recurring billing, scheduling, customer CRM and more, all on your existing processing account.
Learn about CygmaI want to make a payment
Visit the payment page for the specific merchant you’re paying. Usually linked from their website, an invoice, or an email.
Your URL should look like cygma.cloud/<merchant>
I’m a developer
Integrate payments, billing, gift cards, and card-present terminals directly. Every Cygma platform API lives in one developer hub — JSON over HTTPS, sandbox credentials, copy-paste examples.
Payments switch — sale, refund, tokenization, settlement.
Billing platform — invoices, links, recurring, pay widget.
Agent platform — push a statement, get a rate analysis.
Card-present terminals, TMS, transaction feed.
Stored-value gift cards + loyalty points.